Have you ever dumped money in a river? I should probably try it sometime. Especially considering I already do it every month without even noticing it. $73.98. That’s how much I threw away in January.
By no means am I someone that deprives myself. However at some point, you have to draw the line. I limit myself to eating out once a week as well as 100 dollars a month on entertainment. Anything above that, gets counted towards my Latte Factor (My Money). That seems like more than a reasonable fun budget right?
It was hard! It is so so simple to say yes last minute to an event. Want to go to Happy Hour tonight? Twenty Dollars. Worked late so grabbing something to eat on the way home? Six Dollars Please. Tops are buy one get one half off, sure you don’t wan’t to pick another? Fifteen Dollars. It Adds Up and It Adds Up Fast.
Every so often you deserve a nice night out with friends, a new video game, maybe a mall spree. But you shouldn’t justify these small splurges simply based on the fact that you worked hard and earned that money. That is exactly why it should be saved. Don’t be so quick to throw away something you worked so hard to achieve.
If we keep indulging ourselves now, there won’t be enough for later on when there is a bigger goal in mind.
Less Now, More Later.
Sticking true to my Latte Factor promise here is an equal amount of $73.98 added on top of my monthly student loan payment.